It is with heavy hearts that we announce the passing of Carol Ann Panko, aged 79, who left this world on April 9, 2026. Born on July 19, 1946, in Cincinnati, Ohio, Carol lived a life rich in love, family, and cherished moments. She was preceded in death by her beloved husband, Jim Panko, her daughters Cindy Panko and Betsy Fender, and her parents, Harry and Betty.

Carol was a devoted mother and grandmother, leaving behind her loving daughter, Jill Panko-Smith (Shannon), her adoring granddaughters, Morgan Rogers, Brooklyn Fender, Chloe Stringer, and her grandson, Nathan Fender. She found immense joy in attending her grandchildren's sporting events, celebrating their achievements with pride and enthusiasm. Carol's vibrant spirit was also evident in her love for softball, bowling, the Cincinnati Reds and Bengals, and her many sunny days at the beach.

Visitation will take place at Evans Funeral Home in Milford (741 Center Street) on Wednesday, April 15, 2026, from 10:00 AM to 11:00 AM, leading into a funeral service that will begin at 11:00 AM. Following the service, Carol will be laid to rest at Graceland Memorial Gardens.