In Loving Memory of Karen Fay Frey

Karen Fay Frey, age 65, passed away on November 11, 2026.

Born in Cincinnati, Ohio, Karen lived a vibrant life filled with love, laughter, faith, and adventure. She eventually retired to Clover, South Carolina, where she cherished living just across the street from her sister, Nancy.

A devoted mother, grandmother, and sister, Karen's greatest joy was her family. She treasured family gatherings, traveling to new places, and creating lasting memories. She also had a special love for her dogs and a truly kind heart. Always willing to do anything for her family and friends, Karen will be fondly remembered for her outspoken spirit, her deep compassion, and, above all, her unwavering love for Jesus.

As a dedicated Christian, her faith was a central part of her life, and her family finds great comfort in knowing she is now at peace in the loving arms of her Savior.

Karen is survived by her three sons, Jeremy Watson, Parker (Rhonda) Olson, and Nicholas Olson; six grandchildren; one great-granddaughter; three brothers, Steve (Joan) Earles, Dale (Tammy) Earles, and Roger (Heather) Earles; and five sisters, Jean (the late Frank) Kroger, Sue (Bernie) Kremer, Judy (the late Ron) Webber, Nancy (Butch) Tate, and Shirley (Chris) Borke.

She was preceded in death by her beloved husband, Terry Frey; her son, Joshua Watson; her parents, Delas and Laura Earles; her stepmother, Janet Earles; and her brother, Scott Earles.

Visitation will be on Friday, November 20, 2026 at the Monterey Baptist Church 5345 Hutchinson Rd beginning at 10:00AM. A service to honor Karen will take place at 11:00.

Though her family and friends will miss her dearly, the memories she created and the love she shared will remain in their hearts forever.

Her earthly journey has ended, but her eternal life has begun. She will be forever loved, forever missed, and never forgotten.

"Well done, good and faithful servant." - Matthew 25:23